NSURAM
NSURAM
Ensuram lets you pay hospitals, pharmacies, laboratories and insurance providers directly. Whether you're in Nigeria or abroad, fund treatment and receive confirmation the moment care begins.
No complicated setup. Create your account, add a beneficiary and make your first payment in minutes. Ensuram handles the rest.
Sign up and complete a quick identity check. Takes under 5 minutes and is completely free.
Add yourself, a parent, child or any loved one. Manage healthcare for your whole family from one account.
Choose a service — hospital bill, pharmacy order, lab test or insurance — and complete payment securely.
The provider receives payment instantly and confirms. You get a receipt. Your loved one gets care.
Receives payment instantly
No cash needed at counter
Instant confirmation & proof
Full history in dashboard
One platform, two powerful use cases.
Average savings vs walk-in hospital payments
Average account setup time
Cash needed at the counter after payment
Countries where Diaspora users can pay from
Provider confirmation after payment
Payment accepted — multi-currency support
Through partnerships with verified providers, Ensuram users access healthcare at discounted rates — always cheaper than walk-in payments.
Book hospital and specialist appointments at lower consultation fees — skip the queue and save money.
Access reduced diagnostic prices for blood tests, scans and panels at partner laboratories.
Order medications from verified pharmacies at discounted prices — delivered or ready for pickup.
Pay hospital bills directly to verified hospitals and book appointments without queuing — from anywhere in the world.
Buy medications from verified pharmacies online — with discounted pricing and delivery or pickup options.
Book lab tests at partner laboratories at reduced rates. Results delivered securely to your dashboard.
Buy insurance policies for yourself, parents or family from verified providers — even from abroad.
Receive healthcare contributions from community organizations, diaspora groups or employers — all tracked and verified.
We use transparent pricing and direct provider partnerships — so you always pay less than walk-in rates.
| Service | Walk-in (Typical) | With Ensuram ✓ Cheaper |
|---|---|---|
| Hospital Consultation | ₦ 8,000 – ₦ 15,000 | ₦ 6,400 – ₦ 12,000 |
| Blood Test Panel | ₦ 12,000 – ₦ 25,000 | ₦ 9,600 – ₦ 20,000 |
| Medication Order (avg) | ₦ 5,000 – ₦ 20,000 | ₦ 4,000 – ₦ 16,000 |
| Health Insurance (annual) | ₦ 50,000+ | ₦ 40,000+ (negotiated rates) |
* Estimates based on partner provider data. Actual savings vary by provider and service.
All users complete identity verification and all providers are verified before receiving payments.
Every user completes a quick KYC process before accessing the platform — protecting both users and providers from fraud.
All transactions are encrypted using industry-standard protocols. Your financial data is never exposed or stored insecurely.
Only licensed and vetted hospitals, pharmacies, laboratories and insurance companies are onboarded to the Ensuram network.
Every payment is logged and accessible from your dashboard at any time — receipts, confirmations, and full history.
We work with verified hospitals, pharmacies, laboratories, and insurance providers across Nigeria.
Inside Nigeria & in the diaspora — for every healthcare payment that matters.
Trusted by thousands of users
Ensuram's app lets you pay, save, and track healthcare expenses with ease. Available on iOS and Android.
Pay hospital bills, buy medications, book appointments — all in seconds.
Full transaction history and receipts for every healthcare payment made.
Get instant alerts when providers confirm your payment and care begins.
Everything you need to know about using Ensuram.
Ensuram is currently available in Nigeria. We're working hard to expand across all African countries. Be the first to know when we launch in yours.
Be the first to know when Ensuram launches in your country.
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